With PayCluster, registration is Hassle Free, Seamless, Direct and understandable, Straightforward, and Immediate response.
Learn MorePayCluster improves the lives of our Agents by giving them: Affordable POS, Instant credit for easy liquidation, Comission on account opening, Shop branding, and Competitive Comissions.
Learn MoreAt PayCluster we take dispute very serious and see it as urgent; that is why we put every system in place to reduce dispute to the barest minimum.
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PayCluster is an agent banking product by PayCluster Technology Limited - we have partnered with duly licensed Financial Institutions to provide agency banking services.
It is a multidimensional solution to provide simplified access to financial services for the Unbanked who do not have easy access to the traditional banking system while encouraging entrepreneurship as a pathway to economic empowerment. PayCluster is an expression of our commitment to reduce the number of people who are unbanked and under-banked in Nigeria.
Happy Customers
Reliable Network
Agents (Counter Feature)
On-Point Customer Support
With PayCluster you can make money by becoming a mobile money agent and provide banking services to your customers. PayCluster enables you to provide services such as cash transfer, cash withdrawal, and airtime top-up reliably and profitably.
We give our agents the best commissions and take fair charges, this allows them to compete favourably among other agents and still be profitable.
When you use PayCluster, you won’t lose business to other agents by telling customers to come back because of “No network”. We have the best network in town. This is why all our agents are the customer favourites in their locations.
As a PayCluster agent, whenever you have an issue you would never be alone. You can call us, WhatsApp us or email us and our support staff will swiftly resolve any issue or concern you have. Your customers don’t need to worry about failed withdrawal debits as we will automatically reverse them without them stepping into the bank.
With PayCluster, it is more than just banking. It is improving your financial lifestyle.
Go Physical or go Virtual with your PayCluster Cards
Make secure and easy purchases online and in-person with PayCluster physical and virtual cards. Have your physical card delivered right to you anywhere you are in Nigeria.
Not a fan of physical cards? Your virtual cards are there as an option. You have card controls on your PayCluster card that block or freezes your card in case of emergencies & card limits to manage your daily, weekly or monthly expenses on your card.
Payabeg helps you pay for your electricity bills online, from the comfort of your homes and offices. The platform has simplified the process that comes with paying for utilities and has integrated tools and features to help you manage as well as conserve these utilities.
We work round the clock everyday, to ensure our customers get maximum value and added services for their purchases.
We take the burden of getting a POS off your shoulder with our free POS. Yes you heard right our POS is free! You need to reduce the burden of your customer going to the bank to join the long queue. Do withdrawal with ease and also make your customers happy.
Your data is stored and encrypted using strong cryptography.
Your transactions is safe with us. Your transactions are always encrypted and secured.
PayCluster gives you the platform to make quick and easy payments, and also earn more.
Make banking more fun, seamless and social with our multiple banking channels designed to deliver the revolution of digital banking right at your fingertips.
With the PayCluster Agency Management System (PAMS) app, tracking all your transactions whether it is on your Tablet, Smartphone, or even your POS device, is one touch away with transaction listings real-time to give our Agents comfort.
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