Paycluster is an innovative agent banking solution targeted at driving financial inclusion in under banked and financially under-served locations in Nigeria by not depriving the people from having access to there financials.

A receipt for every transaction.
An Email/SMS alert from your Bank for your transactions.

Every Paycluster Agent has a Certificate of Registration and a unique Identification Number.

We are strongly against fraudulent practices amongst our agents. Please lodge your complaint by calling our Customer Success Team on +234-814-663-7695 or send us an email at info@paycluster.com you can also click on the Contact page on this website to reach us.

We don't sell our POS terminals, but Paycluster only ask for logistic fee depending on the agent(s) location before deployment.

The timeline for completing the assessment of and making a determination on an application will vary based on the:

- Completeness of the application.
- Adequacy and accuracy of information provided in support of the application; and
- Adequacy of the agent due diligence conducted by the appointing Agent Assesment Team.
- Therefore, the AAT (Agent Assessment Team) must ensure that their submissions for approval to appoint an agent are complete and meet the stipulated requirements of the CBN, and the applicable Regulations and the Standard of Sound Practice on Agent Banking.

Paycluster agents are available nationwide. We are open to receiving more applications from across Nigeria to ensure that both rural and urban dwellers enjoy simplified access to financial and banking services.

Adult between the ages of 18 - 45 are eligible to apply, provided they meet the following criteria:

They must have been using a dedicated business space (shop/office) for at least 6 months.
They must provide evidence of payment indicating ownership/rental of the office space.
Valid ID Card.

Deposit Cash
Withdraw Cash.
Send money to any bank account.
Buy airtime.
Data Subscription on your mobile phone.
Pay bills e.g Electricity, TV subscription and more.
Open account.
Card Issuance.

Paycluster Network is always available for 24 hours daily without interuption. You can send send or deposit money at odd hours of the day and you can also pay bills anytime and anyday at your convenient.

The applicant get an immediate response from us if the application was submitted successfully. This response contains the necessary documents to be provided by the applicant.