Who We Are?

Our Mission

To partner with financial institutions and regulatory bodies to bring together 3 key components that will make online merchant service and agency banking service a reality;

-Technical and financial service expertise & experience.
-Operational end to end adaptation of secure merchant payment and agency banking ecosystem.
-Customer Centric service


Regulatory bodies like CBN, NIBSS, SMEDAN, NDE, BOI, BOA etc
Financial Institution like Commercial Banks, Micro-finance Banks, Mobile Money Operator, Payment Card Schemes, Payment Switches and Payment Gateway Providers.
Aggregator Agents that want to build a large network of agents of their own under the Paycluster scheme and carry out float management.
Government, Agents, Bill Payment Providers, Utilities and Merchants who have services to offer the customers.
Customers who will be registered (KYC) to utilise the Paycluster platform.


To provide a Revenue Management Platform which creates an avenue to bridge the gap between the banked and un-banked by bringing monetary service access to customers in far and remote areas and providing basic to medium financial products like merchant payment, depositing, withdrawing, paying bills/taxes, receiving pension/loan/credit facilities, salaries and government grants.


PayCluster Technology Ltd is the best breed in Financial Technology and Payments Solution Provider that brings imagination to reality by providing a robust and secure platform by which large, medium, and small businesses can be created and made profitable using available resources, all for the benefit of the consumer. Paycluster technology rides upon the platform of Central Banks, licensed deposit money-taking banks, mobile money operators, and payment switches/gateways accredited nationally and Internationally.