We assist Financial Institutions while creating Value for the people to make a better living.



Bill Payments



Our Services

With PayCluster, making Money has never been easier. By becoming a PayCluster Agent you will be provided Services such as; Cash transfer, withdrawals and Airtime top-up for customers in your locality.    ‘POS WITHDRAWAL & DEPOSITS’

Paycluster helps business owners provide online merchant services that are needed around their immediate communities with Electricity payments, TV cable, Airtime and Data.   ‘BILL & UTILITY PAYMENT’

Happy Agents & Growing

Run your business with PayCluster and enjoy Freedom while making money with ease with the best and competitive commissions.

Reliable Network
Uninterrupted, 24/7

Never fall out of business nor lose customers because of no network. That is why our Agents are the first choice running your daily transactions.

Quick Settlement
You deserve your Money.

Your Settlements are instant on the Paycluster Platform. Because we know you will need your money once you make it.

On-Point Customer Support

We are here for You always.

You are never alone when you have an issue as a PayCluster Agent.
You can call us, WhatsApp us or email us and our support staff will swiftly resolve any issue or concern you have. All failed transactions are resolved without your customers stepping into the bank.

Satisfied Partners

With the PayCluster Agency Management System (PAMS) app, tracking all your transactions whether it is on your Tablet, Smartphone, or even your POS device, is one touch away with transaction listings real-time to give our Agents comfort. 

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Happy Agents

Top notch service delivery. Their charges is undoubtedly incomparable. I am happy to be an agent with them.
Okeke Prince
Ever since I started transacting with PAYCLUSTER, its been a hitch free experience. It's just smooth and easy doing business with their platform. Thank You Paycluster.
Usman Ibrahim
I really enjoy the services of PAYCLUSTER in terms of quick allocation of the POS without stress. The platform is quick in solving agent issues and good pricing that enables agent carry out more transaction.
Auwalu Ya'u


Most frequent questions and answers

Once you sign up on this website, you will be contacted within 24 hours.

The following documents will be required

  • A verified Identity card such as International Passport, National ID Card, or Voters Card
  • Business License (For Registered business only)
  • Valid Account Number

You can reach the PayCluster support team through the following support channels

  • WhatsApp- +2348037273663
  • Email – info@paycluster.com

PayCluster is Profitable.

We give our agents the best prices and take fair commissions, this allows them to compete favorably among other agents and still be profitable.

After successful onboarding. Reach out to your newly appointed PayCluster Supervisor, He/She will guide you through on how to get the device across to you.